Author: Abjay

The online market place in Nigeria has been seeing a very significant rise in the past decade with many online ventures and businesses springing up. These online businesses Nigeria were of course, established by young, brilliant visionaries who eagerly sought to bring their much needed expertise and services to Nigerians who desperately needed them. Some have been able to carve up a cliché for themselves, establishing as experts in their various fields, be it affiliate marketing, freelancing, blogging, transcription services and others. However, despite the success stories that have lined up online businesses started in Nigeria, there’s still a large…

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The size of your mortgage loan versus the value of your house is referred to as the “loan to value ratio” (LTV). For example, if your home is worth $200,000 and you owe $180,000 on your mortgage, your loan to value ratio is 90%, because the loan covers 90% of the entire cost. 80 Loan To Value; What Does It Mean? The mortgage balance in relation to the property’s worth is known as the loan-to-value ratio. A percentage is used to represent it. The loan-to-value is 80% if you obtain a $80,000 mortgage to purchase a $100,000 house since you…

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You can refinance your FHA loan in one of two ways: through a streamline refinance or by switching to a conventional mortgage. If you’ve built up more than 20% equity in your house and switch from an FHA loan to a conventional loan, you won’t have to worry about paying mortgage insurance. As a result, you might be able to get a reduced monthly payment — and save a lot of money. What if your credit isn’t perfect but you still want to save money? The FHA Streamline Refinance program could be the answer. You can apply for one without…

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Finance in Nigeria is a big deal and a lot of Nigerians are keen to bank with the right Financial Institution in the West African Country. There are lots of decisions needed to be made by these financial institutions to remain competitive and relevant in the financial marketplace. A good number of banks have already made their mark in the unconscious mind of the average Nigerian. Some of these banks include, Access Banck, First Bank, Zenith Bank, Fidelity Bank and a host of others. Other new digital startups have also joined the quest to build competence and trust among their…

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NFT stands for non-fungible token and is a collectible digital asset. It has value in the form of cryptocurrencies as well as in the form of art or cultural representatives. NFTs, like art, are a potential investment with a high return on investment. Most NFTs are, at a high level, part of the Ethereum blockchain. Ethereum, like bitcoin and dogecoin, is a cryptocurrency, but its blockchain also enables these NFTs, which store additional information that allows them to function differently from, say, an ETH coin. It’s worth mentioning that various blockchains can use NFTs in their own ways. NFT non…

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